First calm down. You came to the right place to get help. First let me start off by saying that I have the exact same firmware version as you do except mine is 3.2U. Since we have the same setup, I can help you out with all your problems. If you find it alittle difficult to find this thread along the way and want to speak one on one with me, simply PM me. Anyways, first start off by searching for starfall. I would ask you to search for preloader instead but preloader doesnt really do anything different then starfall does when dealing with 3.2 firmwares. Anyways, youll want to install that to your console. Its very simple to install. Youll download it and youll either have an apps folder or a starfall folder. if you have the apps folder, open it up and place the folder thats inside into the apps folder thats on your sd card (if you dont already have the apps folder on sd card). Run HBC and run starfall. Follow the instructions to install then youll get a list of stuff that starfall can install. The one thing you need to install is the bypass disc updates. The other thing youll want to install is region free wii games and GC games if you want to play gc games. Once you got that installed, all your disc updates will be bypassed (if running through neogamma) or wont let you load them (if running originals through disc channel). I would install neogamma r7 along with cios38rev14. If you want directions on installing those, PM me. I dont want this post getting too long.