Got it. So, I will take you up on your offer right away. Configurable USB Loader works fine for me (the reason I did installed homebrew channel in the first place is because my drive was failing in the middle of Mario Kart races) and I have been able to back up and play my games again.
However, before this I had USB Loader GX in use and my wife tells me that she likes that interface better. She is a creature of habit.
So with the techniques I used in this guide, can I put USB Loader GX back on the Wii (i.e., is it compatible) or is that just asking for trouble? I am kinda loathe to do so, as that's what caused me all the trouble in the first place. But you know, trying to make a woman happy and all so she can get her Animal Crossing on. If it's not hard, I would like to do it, but I am admittedly not good at this kinda thing.